How to Earn College Credit Through Prior Learning Assessment
Learn how to earn college credit through prior learning assessment, save thousands on tuition, and graduate faster by turning your work and life experience into academic credit.
By Giovanna Rivera
Imagine earning college credit for knowledge you already have. This is not a shortcut or a loophole. It is a legitimate process called Prior Learning Assessment (PLA). For many adults returning to school, PLA is the difference between a two-year degree and a four-year slog. It recognizes that learning happens outside the classroom, whether through work experience, military service, professional certifications, or volunteer roles. By using PLA, you can accelerate your degree, save thousands of dollars, and avoid sitting through classes on material you already know. This article explains exactly how to earn college credit through prior learning assessment, what methods are available, and how to navigate the process successfully.
What Is Prior Learning Assessment (PLA)?
Prior Learning Assessment is a set of methods that colleges use to evaluate learning gained outside of a traditional academic setting. This learning can come from many sources: on-the-job training, employer-led workshops, independent study, military training, professional licenses, or even hobbies that required deep expertise. The goal is to translate that real-world knowledge into formal college credit. PLA is not automatic. You must demonstrate that your learning is equivalent to what a college course would teach. The assessment process varies by school, but it generally involves creating a portfolio, taking a standardized exam, or having your training evaluated by a faculty expert. Many accredited institutions now offer PLA because they recognize that adult learners bring valuable experience to the classroom. In our guide on earn college credit for your work experience, we explain how to map your professional background to academic requirements. PLA is the formal mechanism that makes that mapping official.
Why Use PLA to Earn College Credit?
The benefits of PLA go beyond just saving time. Consider the financial impact. Each credit hour you test out of is a credit hour you do not pay tuition for. For a typical three-credit course, the savings can range from several hundred to over a thousand dollars depending on the institution. Multiply that by five or ten courses, and PLA can cut your overall degree cost by a significant percentage. But money is only part of the story. PLA also reduces the time to degree completion. For working adults balancing jobs and family, shaving off a semester or two can be transformative. It also increases motivation. When you see your past experiences validated as college credit, it builds confidence and reinforces that you are on the right path. Research from the Council for Adult and Experiential Learning (CAEL) shows that PLA students are more likely to persist and graduate than their non-PLA peers. This is not surprising. When you receive credit for what you already know, the remaining coursework feels more relevant and manageable.
Common Methods for Prior Learning Assessment
Before you start, it helps to understand the main ways colleges assess prior learning. Each method has different requirements, costs, and credit potential. Knowing which options your school offers is the first step. Here are the most common PLA methods you will encounter:
- Portfolio Assessment: You compile a detailed portfolio that documents your learning, including a narrative essay, evidence such as work samples or certificates, and a reflection on how your knowledge meets specific course outcomes. Faculty then evaluate the portfolio and award credit if it meets the standards.
- Standardized Exams: Tests like the College-Level Examination Program (CLEP) and DSST exams allow you to demonstrate knowledge in subjects like history, psychology, or management. You study independently, take the exam at a testing center, and if you pass, you earn credit. Each exam typically covers material equivalent to a one-semester course.
- Military Training Evaluation: If you have served in the military, the American Council on Education (ACE) evaluates your training and provides credit recommendations. Many colleges accept these recommendations and award credit for specific courses.
- Professional Certifications and Licenses: Some credentials, such as project management certifications (PMP) or nursing licenses, can be evaluated for college credit. Schools may have a pre-approved list of certifications that map to specific courses.
- Challenge Exams: Some institutions allow you to take a final exam for a course without attending the class. If you pass, you receive credit. This is less common than CLEP but can be useful for courses that do not have a standardized test.
Each method has its own strengths. Portfolios are best for experiential knowledge that does not map neatly to a test. Exams are faster and cheaper for subjects with clear content boundaries. Military evaluations are streamlined for veterans. The key is to choose the method that aligns with how you learned and what you need to prove.
How to Earn College Credit Through Prior Learning Assessment: A Step-by-Step Process
Navigating PLA can feel overwhelming, but breaking it down into steps makes it manageable. Here is a practical roadmap you can follow.
Step 1: Choose a PLA-Friendly School
Not all colleges embrace PLA equally. Some have robust programs with dedicated PLA advisors. Others offer only a few options or none at all. Before you enroll or apply, research the school’s PLA policy. Look for a designated PLA office or coordinator. Check whether the school is accredited by a recognized accrediting body, because credit transfers more easily between accredited institutions. Also ask about limits: how many PLA credits can you apply toward a degree? Some schools cap it at 30 credits, while others allow more. If you are already enrolled, visit your academic advisor and ask for the official PLA policy. If the school is not PLA-friendly, you might consider transferring to one that is. The savings in time and money often justify the switch.
Step 2: Identify What You Already Know
Make a list of all your significant learning experiences outside of college. Think about jobs you have held, training programs you completed, languages you speak, software you mastered, and volunteer roles that required specialized knowledge. Look at your professional certifications, military transcripts, and even hobbies that required deep study. The goal is to match your knowledge to college course outcomes. For example, if you manage a team of ten people, you likely have knowledge equivalent to an introductory management course. If you have been a certified nursing assistant for three years, you might be able to test out of a health sciences foundation course. Be thorough. Many students underestimate how much they know. Write down everything, then compare it to the course catalog of your target school.
Step 3: Review the School’s PLA Guidelines
Once you have a list of potential knowledge areas, get the specific PLA guidelines from your school. These guidelines will tell you which methods are accepted for each subject, what documentation is required, and what fees are involved. Some schools charge a portfolio evaluation fee per course, while others charge a flat rate for a certain number of credits. Standardized exams like CLEP have their own fees (typically around $90 per exam plus a test center fee). Make sure you understand the costs before you commit. Also note the deadlines. Some schools require PLA to be completed before a certain point in your program, often before you reach a certain number of credits. Plan ahead so you do not miss the window.
Step 4: Gather Evidence and Build Your Portfolio (If Applicable)
If you choose the portfolio route, this step requires the most effort. A strong portfolio tells a compelling story about your learning. Start by writing a narrative that explains what you learned, how you learned it, and how it applies to the course you want credit for. Then collect evidence. This might include work samples, performance reviews, certificates, letters from supervisors, or even videos of you performing a skill. Organize everything clearly. Many schools provide a template or rubric for portfolio submission. Follow it closely. Faculty evaluators will compare your portfolio against the course learning outcomes. If you can demonstrate that your knowledge meets those outcomes, you will earn credit. It can help to take a portfolio development workshop if your school offers one. These workshops teach you how to write reflectively and select the strongest evidence.
Step 5: Take Standardized Exams (If Applicable)
If you prefer exams, start by identifying which CLEP or DSST exams your school accepts. Then obtain study materials. You can use free resources like Modern States or paid guides from the test makers. Study until you feel confident, then schedule your exam at a testing center. Most exams are multiple choice and take about 90 minutes. You get your score immediately for many tests. If you pass, request that the score report be sent to your school. The credit is usually posted within a few weeks. One advantage of exams is that you can take them at any time, even before you formally enroll in a college. This allows you to knock out general education requirements before you start your degree program.
Step 6: Submit and Follow Up
After you submit your portfolio or exam scores, follow up with the PLA office or registrar. Confirm that they received your materials and ask about the timeline for evaluation. Some schools take a few weeks; others take a full semester. Be patient but persistent. If your portfolio is denied, ask for feedback. You may be able to revise and resubmit. If an exam score is lower than expected, you can retake it after a waiting period. Remember that PLA is a negotiation between you and the institution. You are proving that your learning is college-level. If the first attempt does not succeed, learn from the feedback and try again. Many successful PLA students report that they had to revise their portfolio at least once before it was accepted.
How Many Credits Can You Earn Through PLA?
The number varies. Some students earn as few as three credits for a single course. Others earn 30 or more, effectively completing a full year of college. The average PLA student earns between 12 and 18 credits, which is roughly one semester. However, there is no universal cap. The limit depends on your school’s policy and how much of your learning you can document. For example, Thomas Edison State University allows up to 90 credits through PLA for a bachelor’s degree. Other schools cap it at 30. Before you invest time in PLA, find out the maximum at your institution. Also consider the degree requirements. PLA works best for general education courses and elective credits. Some upper-division major courses may be harder to challenge because they require specific theoretical knowledge that is difficult to demonstrate without formal instruction. Focus your PLA efforts on courses where you have the strongest practical experience.
Common Challenges and How to Overcome Them
PLA is not always easy. One common challenge is the time required to build a portfolio. It can take 20 to 40 hours to assemble a strong submission. To overcome this, break the work into small tasks. Write one section per day. Collect evidence as you go. Another challenge is the cost. While PLA saves money overall, the upfront fees for portfolio evaluation or exam registration can be a barrier. Some employers offer tuition reimbursement that covers PLA costs. Check with your HR department. Also ask your school if they offer fee waivers or payment plans. A third challenge is resistance from advisors who are unfamiliar with PLA. If your advisor is not supportive, seek out the PLA coordinator directly. Most schools have a dedicated staff member who handles prior learning. Finally, some students struggle to articulate their learning in academic terms. If this is you, consider taking a PLA preparation course. Many community colleges offer a one-credit course that teaches you how to write a portfolio. This small investment can pay off in credits earned.
Frequently Asked Questions About Prior Learning Assessment
Does PLA affect my GPA?
In most cases, no. PLA credits are typically recorded as transfer credits or as credit earned by examination. They appear on your transcript as credits completed but do not carry a grade. They will not raise or lower your GPA. This is a positive because you do not risk a poor grade. You either earn the credit or you do not.
Is PLA accepted at all colleges?
Not all colleges accept PLA, but the number is growing. Many public universities, community colleges, and online institutions have PLA programs. Private liberal arts colleges are less likely to offer PLA. Always check with the admissions office or registrar before you assume PLA is available. You can also search the Council for Adult and Experiential Learning’s database of PLA-friendly schools.
Can I use PLA for a graduate degree?
PLA is far more common at the undergraduate level. Graduate programs rarely offer PLA because they assume a higher level of specialized knowledge and require a more uniform foundation. However, some graduate programs may accept transfer credit from professional certifications or previous graduate coursework. Ask the program director directly.
How long does the PLA process take?
It depends on the method. Standardized exams can be completed in a few weeks if you study and schedule the test quickly. Portfolio evaluation typically takes four to eight weeks from submission to credit posting. Military training evaluations are usually processed within a few weeks if you submit your Joint Services Transcript. Plan ahead and start early in your academic program so that PLA credits can be integrated into your degree plan.
What happens if my PLA request is denied?
If your portfolio or challenge exam is denied, you have options. You can ask for detailed feedback and revise your submission. Some schools allow one resubmission per course. If the denial is based on a lack of evidence, you can gather more documentation and try again. If you are using an exam and did not pass, you can retake it after a waiting period (usually three months for CLEP). Do not be discouraged. Denial is often a sign that you need to present your learning more clearly. Use the feedback to strengthen your case.
For more information on how PLA connects to broader degree strategies, visit College and Tuition for resources on college costs and planning.
Prior Learning Assessment is one of the most powerful tools available for adult learners. It honors your experience, saves you time and money, and brings you closer to your degree faster. The key is to be proactive. Research your school’s policy, identify your learning, gather your evidence, and submit your requests early. Every credit you earn through PLA is a credit you do not have to pay for or sit through. That is a win for your wallet and your schedule. Start today by reviewing your own experience and asking your school about PLA options. Your degree is closer than you think.